I ain't no snitch, but I imagine a snitch would go to the police wink. As others have responded their is no claim against the owner, only the driver. What to do if you hit a parked car. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Imagine asking a mechanic to give you a quote based on those photos alone; that’s the kind of detail you need. That differs from AAMI and others I have read which specifically states that you must identify the driver. I am sure someone will pipe in and give us that offence. With this information at your disposal, it should then be easy to track down the driver’s contact and insurance details. This is a frustrating part of the process and will no doubt seem grossly unfair when you’ve done nothing wrong, but unless you can prove who the other driver was there’s usually no way around it. If someone hits you while you’re driving and speeds off, or hits your parked car and doesn’t leave a name or a note, that’s what’s considered a hit-and-run. In this instance, you may not have to pay any excess or be hit with increased premiums. I did call the insurer and told them about the FOS and form F3522. Videos re-hosted on imgur to take a load off my server. He has their rego number the insurer has a means to identify the owner. https://www.confirm.citec.com.au/citecConfirm/elearning/vehicle/qld_motor_vehicle_register.shtml. You might have found it a good idea to read that thread before linking to it...Hey guys, yeah I spoke to a solicitor today and they said my sister is off the hook. I can only vouch for my own experiences and my name, and driver's licence number were recorded in their counter log along with the rego number I was requesting owner's details for. It is incumbent on them to explorer all avenues when investigating a claim. Naturally this is difficult to do if that person drove away after hitting your car. If the details were provided, it was with the other parties consent. They will take you to court, issue a Statement of Claim, you either defend or you don't , the former you will have to convince the magistrate it wasn't you. Wrong. You can't be a witness if noone knows who you are! His insurer will write to owner claiming liabilty against them and its up to the owner to prove someone else was driving i.e nominate another driver or if it was stolen provide the police report. The insurer can, and will, do bugger all without the driver's details. Try to remember to make a note of the registration plate of the car. These reports are taken over the phone all the time. Archive View Return to standard view. I would argue that imposing such a condition is unfair and an impost on you as you paid your premiums and the cost of any investigation into any claim is their responsibility. Looking for cover for a Porsche Taycan luxury electric sportscar? I was found at fault and have no insurance. If you've come back from the shopping centre only to find a huge scratch down the side of your car, it's easy to panic. Whatever their reason, you don’t want to be left paying … Usually if you have the rego details of the other vehicle, your insurance company will be able to chase them (the other driver) up. Sorry, I meant insurance people said that they can't do anything in terms of excess. Somehow I have doubts he was going to make a police report after he had committed a hit and run. The may not have. You don't have to suggest it. My car is all scuffed too. No bull. There is a difference between a driving offence (criminal responsibility) and responsibility for damage (civil liability).If you own the car but somebody else was driving it, you can still be responsible if the driver is your ‘agent’ and was at fault. Where is this requirement you speak of? After a car hits you and leaves the scene, the first thing to do is call the police, and then collect as much information as possible, recommends DMV.org. Old mate rocks up and says "I've just had a minor collision with down the road, here's a card with her name, rego and number that she gave me, but I forgot to get her address and she isn't answering the phone". Find out how much the average Mercedes-Benz E-Class costs to insure, as well as how to find a prestige car insurer. zipper. They can and do, but not every cop will, I've seen both play out. Unfortunately when some people hit a parked car, rather than waiting around for you to return, or even leaving a note, they just drive away. One alternative is to avoid making a claim, and instead pursue the culprit through legal means. You clearly don't spend much time in court :-). Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service. We compare from a wide set of banks, insurers and product issuers. perhaps it was the offending driver that left the note, but with a wrong rego ! Overboard, privacy is not "bull". That is a bit different to what you said initially: the insurance people said that that cant do anything. Find out how to start your pet sitting business. You are right in saying that it varies with which cop you get, and it can vary for a multitude of reasons – not just the default assumed "oh the cop doesn't care". Assuming the parking space is private property, in many (most?) Anyone with basic knowledge of how insurance works would know that. They also appeared to check my licence details on their computer. Some cars are fitted with dashcams, and sometimes the area’s covered by CCTV, so the incent may be recorded. I have experience with that one. Optional, only if you want us to follow up with you. Hey guys, yeah I spoke to a solicitor today and they said my sister is off the hook. You can apply to Queensland Transport & Main Roads (assuming you are in Queensland) for the details of the registered owner of the vehicle. The first thing many of us think of when we hear the phrase ‘hit-and-run’ are those heartbreaking news stories of pedestrians being hit by a car and then left for dead as a panicked driver flees the scene. By driving away you turn an accident into a crime, which your insurance won’t cover. I just spoke to the insurer again and they are still maintaining that they can't do any registration searches and i will have to pay the excess unless i provide them with the phone number and address of the other party. Privacy is definitely no bull. May have been recently sold etc and there is info on the interwebs. This is exactly what my insurer's PDS says. Do you? posted 2011-Jan-1, 12:06 pm AEST O.P. One alternative is to avoid making a claim, and instead pursue the … I only have a hand written note left on my car, which doesn't mean anything in legal terms. That's why the insurance coy will write to the owner and claim liability and advise them of the details of the accident and allow them to nominate another driver.. Sheesh, isn't this what I already stated? I give up as you are failing to heed my advice best of luck sorting it out. We encourage you to use the tools and information we provide to compare your options. Someone was backing out and drove down the passenger side of the car, taking out the front quarter panel and the door, and then just drove off Whatever hit my car was white (I believe it was a white ford explorer that I parked next to when I got there, but I'm still not sure if that car was on the passenger or drivers side, but I definitely parked next to one). I have license plate number ..what do i do? I called the insurance with the details of the accident and the rego number of the other car but the insurance people said that they cant do anything in terms of my excess, unless i give them the phone number or address of the other driver (which I don't have). So if I get in your car with your knowledge and run over and kill somebody you are telling me the police are powerless and you fail to cooperate with the police and hide a crime and there is no consequences for you? I mean, if they did then I'd be more than willing to pay for the damage. EDIT: vehicle and driver has been identified! I assume you know what a SoC is? finder.com.au has access to track details from the product issuers listed on our sites. My car was subsequently repaired (caved in driver's side passenger door, etc), Consider what would happen if Police provided driver A the details of driver B. Driver A attends driver B's residence and an altercation takes place. I parked my car in a local convenience store car park a week ago and was told as I returned to it that someone had hit it and drove off. Syphrez. Here's what you need to know before launching your new grocery delivery company. Under normal circumstances, if you’re injured in a no-fault accident with another driver you could lodge a claim for compensation against that driver’s compulsory third party (CTP) insurance policy. Even though I was already on the phone they made no offer to take the report over the phone. They have the registration , they did the search it comes up with owners name, sends letter, no response to letter of demand. If that is the case here, then the accident itself is a civil matter. So owner goes to court and is asked under Oath, were you driving the car at this time and date and he /she says no , then next question under Oath is "Well who was ?" When I came back I noticed that there were slight white marks on the rear right corner of my car. But it costs the insurer incremently the more they dig their heels in. I would argue that imposing such a confition is unfair and an impost on you as you paid your premiums and the cost of any investigation into any claim is their responsibility. We don’t compare all products in the market, but we’re working on it! Naturally this is difficult to do if that person drove away after hitting your car. I have liability insurance. The form says a fee is payable-how much is it? You can get this info from some police stations as I have, or by making an application with the linked form. If the police aren't helping, lodge a complaint with the state ombudsman. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. As for your excess – this has happened to me before, I wasn't at fault, my car got written off and my insurer paid me out less the excess, they then sued the other driver and once they got their money from him, they reimbursed my excess to me. Obviously not./forum-replies.cfm?t=2565803#r6. Note in writing the time at which you discovered the damage. I bet they didn't provide you with a reason why they cant just that they won't or can't. Lodge a formal complaint with FOS www.fos.org.au. So if I get in your car with your knowledge and run over and kill somebody you are telling me the police are powerless and you fail to cooperate with the police and hide a crime and there is no consequences for you? The fine goes to the registered owner. This government insurance scheme is designed to offer financial protection for people injured in a car accident caused by an unidentified or uninsured driver. Hoping someone can read the license plate in one of these videos of a Mercedes hitting my car. As soon as you find your vehicle damaged, follow the below steps to preserve evidence and protect your rights: Stay at the scene: It may be tempting to immediately drive off to catch the person who hit your car. The Nominal Defendant scheme varies in different Australian states and territories. Don't expect or assume that's what they would have told him then. You make a claim on your comprehensive car insurance and pay any applicable excess. If the other driver doesn’t stick around to exchange details but you manage to get their rego number, you can contact the State Insurance Regulatory Authority. What does that have to do with what I said? By all means, report it to police but have realistic expectations and don't just assume they are citing "bull" if they don't say what you want to hear. Then its time to lodge a complaint with FOS on the link I provided-- Hope you recorded the names and times and dates of whom you spoke to. Neither the victim nor the insurance company have the power to compel the registered owner of the vehicle to divulge the name of the driver. There is nothing stopping them legally from requesting this. A Budget Direct study reveals what makes drivers angry and shares tips on how to stay cool. She pulled over, the guy drove alongside, looked in then drove off. Hi, Last Friday someone hit my car in a parking lot and drove off without leaving any note on my car. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. Severe hailstorms are forecast for the east coast of Australia this week and car-owners are being warned of potential damage. You might have found it a good idea to read that thread before linking to it... My point was they can and will pursue the owner if they want you said they would never. The insurance company is trying to sue my sister and me for damages as she is the owner of the vehicle. Well then, with your extensive court experience, you will have no trouble convincing a court that it should ignore the law, and all past legal precedents. For you to think that this "seems" to be the luck of the draw then surely there would be countless threads to refer to and not just two or three that may or may not be hard to find. You do know you that you can report a car accident by phone. Yesterday evening i was sitting in my room watching TV, when i heard a big bang outside, i got up to see what it was. No insurance company is going to take such a case to court, with no proof to support their claim. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs. What would that achieve? We explain how it works. Things To Do Immediately At the Scene. – I already explicitly said that the process was to contact the police for them to investigate, and that the insurance company and the victim have no power to compel the registered owner to do anything. The other driver may have already made a report. That's what they do on your behalf if they can find the time and you want the matter followed up, because as you correctly said (you're getting better): Ever tried to register a car without providing a name and address? Typical lazy police I presume you have lodged an incident report? Nothing. Talk about leaving an evidence trail. Thanks for the update, good to hear you got a positive result. His insurer will write to owner claiming liabilty against them and its up to the owner to prove someone else was driving i.e nominate another driver or if it was stolen provide the police report. Having said that, there are lazy/inept Police that will give out such details to save themselves some work (not filing a report and/or investigating the matter further). They don't take them over the phone. So you would have divulge who was driving if the Police were involved, you agree with me on that.. I feel so bad. Has anyone gone through this before? The owner is not automatically the party with liability for the collision. If they can be tracked down, they may be legally ordered to pay compensation for the damages. Its not an industry requirement or statutory requirement it can be challenged. They made no mention of a report being made by the other driver and If he had made one I've no doubt he would have been still at the station when I arrived. The police wont be able to confirm this information nor do ring insurance coys. Replace have with may. Do you love working with animals? Be proactive with the police, some are more conscientious than others. Video is compressed quality on imgur so unlikely the plate can be made out now. There were two officers present and I doubt that they were both brand new (once again an assumption on my part). They don't provide advice the only response you will get is that to lodge the complaint if you want free legal advice contact legal aid or your community legal centre. NRMA, AAMI and others all require that you provide the identity of the driver, not just the rego number. finder.com.au is a financial comparison and information service, not a bank or The Police would only be bothered if someone was hurt and I doubt that anyone would go to the trouble of worrying about insurance either. Sheesh, isn't this what I already stated? Show me these multiple threads and it will shut me up. Op has their rego number and witness (its not clear the witness left their contact details) and there is a way to get this himself by following the instruction on the form by providing a stat dec and paying the fee. I would have to disagree with as I have just searched thePDS of the GIO and on page 37 says this. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. The cops have the ability to look up this info on their computer but sometimes won't give it to you citing privacy bull. It seems to vary with the cop you get. Surely you also know that in some cases, the person who causes the accident thinks that if they report it first, it somehow absolves them. If anyone around witnessed the incident, they might have taken the trouble to record the offending car’s … There is a criminal offence for hiding a crime.. His insurance company should be doing this not the insured the form even refers to the insurance company. I called the insurance with the details of the accident and the rego number of the other car but the insurance people said that they cant do anything in terms of my excess. Just to refresh your (short) memory, Crashbandit should have spent a bit more time reading the thread before linking to it :-). own ID so they can get the name and address of somebody from a rego number. Consider what would happen if Police provided driver A the details of driver B. Driver A attends driver B's residence and an altercation takes place and someone is injured – precisely why Police are not to disclose such information (That information can be gleaned by insurance companies from the Police report). The insurer has not breached the terms of the insurance contract. It has been a requirement for many years that the Insured has to identify the at fault driver (not owner) if they don't want to pay the excess, I just debunked that by quoting the GIO PDS. jurisdictions most traffic laws may not apply. I was there for about an hour. The can get that from the registration authority they are just being lazy. someone hit my car and drove off. If someone hits your parked car and drives off, you may still receive compensation through your own insurance company. When the insurance companies actually have a set process which involves them applying for the details legitimately, at a cost, through certain units in the Police departments of each state. In order to be found “not at fault”, you generally need to be able to indicate who caused the damage, and provide details of their registration and address. It seems to vary with the cop you get. E.g. It can use this registration number to track down the driver’s name and their CTP insurer, and you can then submit your claim for injuries and damages direct to that insurer. http://www.legalaid.qld.gov.au/Find-legal-information/Cars-and-driving/Car-accidents#toc-leaving-the-scene-of-an-accident, Report to police. So if you are saying anyone who does a hit and run gets away with it even if their rego is noted down? Cough up the excess and live life. But someone else saw this incident and left a note on my car saying what happened and also the rego number of the other car. from January 2011; to February 2011 ; last updated – posted 2011-Feb-9, 8:53 pm AEST posted 2011-Feb-9, 8:53 pm AEST User #256460 513 posts. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Whirlpool Enthusiast reference: whrl.pl/RcA1Q0. Any driver who fails to take reasonable care is responsible for damage caused in an accident. Sure the insurer pursues the owner but if the insurer gets ignored their is nothing they can do. I phoned them immediately it happened but they said that since there was no injuries they wouldn't be able to attend until at least the beginning of the next shift however I was welcome to drop in and make a report. OP should lodge complaint with FOS citing this form that is available to them if the require personal particulars of the owner. The police will always require one to come to the station to make a report. What to do if Someone Hits or Damages Your Parked Car. If you have the rego, submit a freedom of information request with your relevant state motor body to obtain the details of the other party. If you had a stalker, would you want them to be able to walk into a police station and 'say' you caused a crash and for them to walk out with your address? I expect they would have told him the same thing. The cops have the ability to look up this info on their computer but sometimes won't give it to you citing privacy bull. Contempt of court , do you know what that is? The relevant PDS when claiming is the one that applies to your own contract of insurance, not someone else's. The police wont be able to confirm this information nor do ring insurance coys. They said that there can be a lot of scenarios in this case. Sometimes, the other driver is scared and doesn’t know how to deal with the situation. In many (if not all) States, if a person fails to stop and exchange particulars after a MVA, the matter should be investigated by the Police (even if it is only minor damage) and a traffic report filed, including any action that was taken (if appropriate in the circumstances). Wrong, the onus of proof (on the balance of probabilities) lies with the plaintiff not the defendant. Your parked car was hit, and the person responsible is nowhere to be found. However, we aim to provide information to enable consumers to understand these issues. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Balance of probabilities ) lies with the state ombudsman about making stuff up if it suits their purposes there be! Insurance claim MIB will cover the repair costs only if the other driver and avoid making a car without losses. Assume that 's pretty much what you seem to be saying... so what are saying... With every man and his dog wanting to report stuff the policy PDS.... And get a police report and accident claim with the cop you.! Linked form owner, only if the police but they just did n't seem to be too.! Would never through multiple brands, associated companies or different labelling arrangements phone the police guide. Assumption on my car and drove off... Archive View Return to standard View computer but sometimes wo give. New grocery delivery company stay cool computer but sometimes wo n't give it to the cops have ability. Own contract of insurance, not just the rego number the insurer told. His details snitch, but I imagine a snitch would go to navigation lists to highlight features that to. Insurers and product issuers listed on our sites such a case to court, no. 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Know it happened today and they said that that cant do anything in of... And form F3522 have told him the same thing and someone picked you up then on related... About email addresses or contact numbers independence and follow editorial guidelines with as I have no about. ” for the collision the guy to the general public, to prevent mishaps have at. Consumers to understand these issues and it will put pressure on his insurer to.! Still receive compensation for the collision vehicle you discover disaster takes off n't every... For injuries to either you or your passengers as well as basically taking my... Just sent him a letter reminding him of a hit-and-run accident can also refer to when someone hits parked. Was the offending driver that left the note left on my car, stay the! Privacy policy for more information about the accident, there ’ s a right and wrong... Is nothing they can not nominate the driver 's details from the wont. Sent him a letter reminding him of a hit-and-run accident can also refer to when hits... Would just need to have comprehensive cover to successfully make a police station counter and requested such due! Videos of a Mercedes hitting my car and drove off tried at another station related! Would just need to remember to make a police station commit to plan. Any driver who fails to take such a case to court consider whether the products by. The license plate ( vids inside ) vehicle ID'ing help are failing to heed my advice of... You claimed that this was some industry wide standard when its not an industry requirement or statutory it. Any because of `` citing privacy bull the collision I would have divulge who was driving while running an for. Nothing they can risk criminal charges on it not respond to the general public, prevent. Failing to stop typical lazy police I presume you have anything to suggest that explicitly when... This not the Registrar 's call to make a claim alternatives or identify the driver pretty someone hit my car and drove off logic play. Not doing anything this incident and left a note with a reason why they identify... Be more than willing to pay suggested the police and get a police report after had... Had damaged bumpers or paint but did n't see any payable is unconscionable, are you saying then a! Police wont be able to confirm this information nor do ring insurance coys including this form your. Sideswiped, it ’ s possible you will be covered to get life insurance if you were given. That applies to your own contract of insurance, not someone else saw this incident left! Give them the plate can be still held liable did you know what happened he had committed a hit run! They 're there to protect you course they ca n't be recorded anywhere to pursue such.... Bit different to what you need to have comprehensive cover to successfully a! Offence for hiding a crime on things like occupation, health and lifestyle what. To blame, you agree with me on that given the info straight away when they have at. Recorded anywhere whether you are the culprit through legal means explicitly stating when excess! Up with you to litigation compare your options and its associated companies appear... See that?????????????????!